About
Credit should not be a mystery you pay to solve
Most people meet their credit score at the worst possible moment: at a closing table, on a car lot, or in a rejection email. By then the number is already what it is, and the reasons behind it are months old.
Instacredit exists to move that moment earlier. We show you your score and your full report, we keep watching them, and we tell you when something changes. Not so you can obsess over a number, but so nothing on your report is ever news to you.
What we believe
Simple, honest, and on your side
Credit is confusing enough. The service that watches it for you should not be.
Checking never hurts your score
Everything we do on your behalf is a soft inquiry. Only you can see it, and lenders never will.
No tricks, no fine print
$19.99 a month after your free 30 days. That is the whole price. Cancel any time in two clicks.
Your data stays yours
We never sell your personal information. We use it for one thing: showing you your own credit.
Real people on support
Email us and a person reads it. No bots, no phone trees, no waiting on hold to cancel.
What we are not
We are not a credit repair company
We cannot make accurate information disappear, and we will not promise you points. Anyone who does is selling something.
What we can do is make sure you are the first to know what is on your report, that you understand what it means, and that you know what to do next.
See what’s affecting your credit in about two minutes
30 days free, then $19.99/month. Cancel anytime. Checking never affects your score.
Start my 30 free days